Give People Money PDF ¿ Give People PDF/EPUB or

  • Paperback
  • 272 pages
  • Give People Money
  • Annie Lowrey
  • English
  • 17 April 2014
  • 9780753545782

10 thoughts on “Give People Money

  1. Jenna Jenna says:

    The concept of a Universal Basic Income UBI is something that has been of interest to me since I first came across it in a book a couple years ago How would it work? Would it be good for the economy? Would people just stop working en masse and become mindless or MORE mindless seekers of entertainment if not forced to work? I was excited to see this book hoping it would answer some of the uestions I have about UBIAnnie Lowrey did her homework before writing this book though it's not as deep and all encompassing as I'd have liked it to be However it's a terrific introduction to what exactly UBI is how it's being experimented with in some places and how it might be able to work in the USA Ms Lowery takes us around the world first to Kenya where a Silicon Valley charity has started giving people money Realising that giving people things such as clothing or food often disrupts the local economy GiveDirectly began giving people money instead money without strings attached so that the people can buy exactly what they need or even use it to start businesses Ms Lowrey interviews some of the recipients learning how this program has changed and benefited their lives She travels to India where 99% of the 1 billion citizens are now enrolled in Aadhar a system which is based on citizens' biometric and demographic data and which will make it easier to implement UBI an idea the government is toying with or at least was at the time the book was written UBI pilots are also starting in countries like the Netherlands Canada Finland and GermanyIn America where about 41 million people as of 2016 live in poverty and than one million households with children subsist on less than 2 a person a day Ms Lowrey suggests that giving each citizen a flat thousand dollars a month could lift many families out of poverty and help many Americans remain in the middle class She suggests that Replacing the current American welfare state with a UBI would eliminate huge swaths of the government's bureaucracy and reduce state interference in its citizens' lives For instance UBI could replace Social Security and many antipoverty programs among others It would provide a safety net for citizens especially as we are facing mass unemployment with AI predicted to take over a large percentage of jobs in the near futureI was surprised to learn that this concept has been around for uite some time dating back to the 16th century when Sir Thomas More argued for it in Utopia Through the years it has had support from people as diverse as Martin Luther King Jr Richard Nixon Daniel Moynihan Milton Friedman and John Stuart Mill When the idea was toyed with in the 1960s some people worried that UBI might increase divorce rates which to me is a positive if it means people are freer to leave an unhappy or even abusive marriage Whilst I did get a much better understanding of UBI from reading this book I still have uestions about it In particular I don't feel Ms Lowrey provided much in the way of how it could be paid for in the US Overall I am in favour of implementing a UBI along with Universal Healthcare and free college education with some strings attached to the latter but I feel there are some real flaws and obstacles which will need to be worked out with great care before attempting this I think UBI could solve many of the problems facing people today Ms Lowrey points out many of the problems with our current welfare system along with the lack of rights of workers She points out the many ways in which UBI could bring a fairer playing field to all In a country racked with systemic racism it could also help many minorities especially African Americans HOWEVER since racism is the underlying reason social welfare programs are fought against we need to tackle the deep issues of racism before we will be able to move to a system that is fairer for all I enjoyed this book and highly recommend it to anyone who is interested in learning about UBI how it couldwould work the possible benefits and disadvantages of such a system It is well worth considering

  2. Michael Michael says:

    A balanced introduction to the concept of Universal Basic Income UBI Give People Money considers why so many people from libertarians to progressives are starting to advocate for this radical idea which proposes giving every individual an unconditional sum of money each month Across ten chapters journalist Annie Lowrey argues that UBI might help address impending waves of technological unemployment the prospect that robots will soon take all our jobs grating ineuality and wage stagnation and the inefficiency of existing welfare programs across the world She travels from Kenya to South Korea considering the strengths and limitations of UBI pilot programs and sketching the idea’s surprisingly lengthy history She also examines how UBI might help compensate women for their unpaid domestic labor and she responds to the resistance it likely would meet in the United States where white racial resentment toward Black and Latinx communities would impede the policy’s implementation Lowrey’s prose is accessible and highly readable her examples concrete and convincing Give People Money avoids the thornier aspects of the debate but it’s perfect as a starting point

  3. Nancy Nancy says:

    'UBI' is not a social disease but refers to a concept that has been around for a very long time the idea that by giving everyone a basic income enough to live on society can end poverty and economic injustice Would you believe that President Nixon supported the idea in the 1960s? Or that Thomas Paine wrote about it? Across the world communities and countries have been trying a Universal Basic Income on a small scale 41 million Americans are living in poverty What if they received 1000 a month no strings attached to do with as they need The Federal government could shut down a whole slew of social programs such as food stampsAnnie Lowrey became obsessed with the idea of UBI and asked was it a magic bullet or a policy hammer in search of a nail? Her book considers what UBI is and the cultural prejudices that surround it how its implementations have succeeded and failed the impact it would have on poverty and how a UBI would cut through all social and racial classesI loved how she began the book at the Cobo Center North American International Auto Show in Detroit The birthplace of the auto industry was abandoned very early when auto companies moved their plants outside of the city But the showcase of the cool new vehicles takes place there Lowrey talks about the technological changes being shown the 'cars of the future' that drive themselves Imagine taxis without drivers Next thing we know semi trucks will be self driving Drones will deliver small packages The Obama administration set the numbers between 22 and 31 million jobs lost to self driving vehiclesThis is nothing new Technology has been depriving humans of jobs since the industrial revolution Yes robots will take over the world We humans can spend our time painting and climbing K2 and volunteering and making uiltsOnly if the huge profits made when business and industry replaces all the workers is shared We are already seeing a few people holding all the money It's not going to get better And the programs we have now are meant to be gap measures for short term needs When unemployment becomes permanent what then?Sure there are some jobs that are unfilled Fruit and vegetable pickers for instance Michigan is in sore need of them Take asparagus picking in West Michigan All you need to do is lay on a board attached to a tractor hovering over the field picking asparagus all day in the hot sun Here in Metro Detroit our town needs summer help with yard waste pickup They can't get people to apply for the jobs Of course neither pay a living wage Unions were strong when my dad was supporting us kids He made a good living with overtime pay working at Chrysler Today union membership has dropped from one in three to one in twenty Woman's salaries still lag behind men's Companies no longer offer pensions or health care They hire contract workers and part time workers The companies get tax breaks and subsidies while their employees get tax funded food stamps and assistance It's a win win for business and a lose lose for citizens One study found that 130 million dollars a year are spent on WORKING families whose wages can't cover their basic needWhat we have is a crisis situation that won't be getting betterWe can't just GIVE PEOPLE MONEY I hear you thinking it Why not? It's the AMERICAN way you reply People pull themselves up by their own bootstrapsthey work hard and rise God helps those who help themselves And a lot of other old chestnuts come out of the closet And besides you think 'those people' will just use the money for cigarettes or drugs or alcohol or a fancy car or a fur coat or to take a cruise Because we can't trust 'those people' to have the values we approve ofBalderdash When my husband pastored in the inner city it was a big concern that handing over cash meant people going directly to the corner bar or later the corner crack house So the church had local grocers and gas stations in partnership to give commodities instead Sure there are a few bad apples But giving things you think people need is not very useful either Lowrey talks about a village overrun with Tom's shoes But give people cash and they can get what they really need Most people will buy another cow make sure the kids are eating right make sure the kids can afford to go to school instead of going to work to help support the family Lowrey went to Kenya to see a UBI project called GiveDirectly and to India to see how the country's Public Distribution System was working Done right cash works she writes Ontario Canada has tried a pilot program and so has Stockton CAI was appalled to learn that America's safety net design flaws trap people in poverty and have a racist bias European countries whose safety nets eliminate poverty are those whose population consists of native born citizens The 'us vs them' factor does not come into play Like Finland My exchange student daughter lost her job in the recession and she married a man who also lost his job They came to America to study at their denomination's school and visited us I wondered how they could afford an apartment and food and such In America they would have long lost unemployment and health care and housing and would not have been able to marry Finland has national health care too It did in 1969 when I had a Finnish exchange student sister Two years later I was married and we had no health insurance for three years Discrimination abounds in the safety net Especially on the state level The 1935 Social Security act excluded farm and domestic workers who were mostly African American The Federal Housing Administration funds fewer houses in black neighborhoods The GI bill helped white than black men since fewer schools accepted black students The Clinton administration made benefits contingent on work which affected single mothers The Supreme Court allowed states to opt out of the Obama Medicaid expansion to over nondisabled childless adults A UBI for everyone would be color and gender blind disabled and able treated the same Stay at home mothers would be compensated and what work is important than raising families and providing a stable home life? America is the only country with no support to new mothers and we don't have enough uality daycare especially in rural areas A UBI would help new mothers stay home I had to take leave of absence from a job to care for my dying father I lost income A UBI would have made that comfortableHow would a UBI be distributed? Could it be targeted by fiscal hawks? How would we pay for it? There are uestions to be answeredI felt Lowrey's book was a good balance to Utopia for Realists by Rutger Bregman which I read last year I especially appreciated the section that showed the challenges in rural India for distribution of cash She raised issues and uestions I had not even imagined Read an excerpt of the book at received a free book from First to Read in exchange for a fair and unbiased review

  4. Peter (Pete) Mcloughlin Peter (Pete) Mcloughlin says:

    A very interesting and potentially game changing idea This book deals with the promise and perils of a Universal Basic Income It has the potential to address so many potential problems in rich and not so rich countries and eliminating poverty It is also fraught with many perils if implemented in an inadeuate way The usual suspects right wing politicians could do much mischief in their designs of antipoverty programs and UBI The book reminds the reader that all solutions to problems are always going to be improvised and provisional Great care would have to be applied in the making of such programs and as usual what it looks like ultimately will depend on the political actors and right wingers and corporate centrists are not to be trusted Still the idea has promise

  5. ashley c ashley c says:

    As I'm reading this book I'm struck by how neatly put together it is My colleague when I told her I'm reading a book about UBIs said jokingly Oh like because of the robot uprising? I have never heard of a UBI before I read this book but it must be a common angle in which talk on a UBI come about because that was what Lowrey addressed in her opening as well She went on to present a compelling argument for UBIs covering a number of issues and concerns making it sound like a feasible solution to problems closer to home than technological unemployment She acknowledges while AIs taking over our jobs definitely is something that may happen in the future it seems a surface problem hat is part of a larger set of issues deep structural racism the patriarchy poverty workers rights and so on Here poverty in the United States is a choice Stagnant middle class incomes are a choice Technology fueled mass unemployment is a choice Racism is a choice The patriarchy is a choice This is not to discount how deeply entrenched existing policies interests and tendencies are but to recognise that while they might be entrenched they are not immutable One topic that resonated with me is her criticism of the current American social services system and welfare programs as well as international charity programs Her research brought her across the world to rural villages in Kenya to understand the villagers' experiences with various charities They have been recipients of many people's generosity and that is something that is definitely worth celebrating But Lowrey did not beat around the bush in her compact 200 page novel when she arrowed in on the issue here The harder argument is you should shut down your USAID program which is bigger than the educational budget of Liberia and give the money to LiberiansDonor resistance there's the usual worries about welfare dependency it's basically a psychological feature of the landscape Ultimately there might be a deeper lesson too in the discomfort we have with the decision making prowess of the poor The people in Kenya do not need Toms they do not need extra water jugs they do not need unskilled volunteers building them wells GiveDirectly a startup that is piloting a UBI programme gives money directly to the people in Kenya By giving money directly to the villagers you are giving them resources to make their own choices They know best what they need they just need the funds to get it Of course she ualifies that there are many other initiatives and programs that are eually as beneficial to the welfare of a country's citizens For example in Kenya there are a lot of initiatives to help farmers with resources to be able to better farm such as deworming efforts and water sanitation These are resources that are not something that the layperson can directly access or facilitateShe urges us to dig deep into our societal presumptions that shapes how we view and deal with poverty and to understand how it pervades throughout our policies and have very real effects This puritanical obsessed with differentiating the deserving from the undeserving crossed over to this former British colony where it married with out country's deep sense of individualism and our cult of self reliance Sounds familiar A pervasive attitude even amongst our social service professionals Unsurprising as we all work in a system that makes our work difficult every time I have to explain to a client that I see that they are falling through the cracks a service just out of their grasp because of a technicality or some other actually only a few days ago me and my colleague held our breath as we checked the age of a young teen neglected by her parents She's a few months shy of 16 years old which is great because once she hits 16 CPS doesn't intervene and there are no protections for teens between 16 to 18 for some stupid reason and that there's nothing I can do I die a little inside She goes on to talk about how a UBI can bridge the structural disadvantages of certain vulnerable or minority groups racial minorities women and children people living in poverty or are homeless These are problems in the here and now and the numbers are startling Something that really struck me is the racial wealth gap in the USA between Blacks and Whites In the aftermath of the Great Depression white families were able to pick themselves up by buying homes through loans given by the Federal Housing Administration loans that were not given to black neighbourhoods not even rich ones Black Americans missed out on the economic boom because they started out with less and by the mid 1980's the median white household has a net worth 11 times than the median black household All because of racist policies Poverty as economists have long held is about social exclusion as much as it is about deprivation Implementing a UBI or another universal unconditional cash program might help us to tackle other forms of exclusion whether the racial hegemony that stifles the potential of young children of colour or the gender ineuality that hurts the earnings of women or a thousand other ineualities and differences and disparities I love how Lowrey applied the idea of a UBI to many different scenarios showing that universally cash is best Or at least to a certain extent And she does it with her crisp writing and compelling research A great book for anyone even those skeptical of a UBI will benefit from her all rounded discussion of today's issues

  6. Samantha (AK) Samantha (AK) says:

    I received free access to an advance galley through the Penguin First to Read program Going into this I knew almost nothing about the conversation surrounding Universal Basic Income UBI I knew that there was a conversation and I knew that people felt very strongly about it But my economics classes hadn’t discussed it and it didn’t dovetail with any of my other studies so until now I’ve ignored itThen I threw an entry token at this book on a whim and because the universe likes to push me was approved for an advance galley Ignorance was no longer an optionMoney is universal and universally fungible p175 ARCDespite the title Lowrey doesn’t open her book by saying ‘I think we should give people money and this book is going to explain why I’m right’ Instead the introduction starts by asking the reader to contemplate possibility ‘Hey so there’s this crazy idea floating around and I’d like to have a serious conversation about it’Universal Basic Income Universal in that it is available to everyone Basic in that it is sufficient to cover basic needs Income in that it is money that the recipient is free to spend as they willIt is kind of a wild idea and Lowrey knows that And she’s willing to take the time to explore it in a way accessible to general audiences knowing that her general audience is going to be resistant to the concept More than ‘we need to give people money’ the message of this book is that we can’t afford to keep our heads in the sand ‘We should consider our options’ Annie Lowrey’s been a name in economic journalism for a while Currently she writes for The Atlantic and I was pleasantly surprised by her balanced approach This less a comment on Lowrey specifically and on popular nonfiction in general Broadly this book explores the relationships between UBI and work poverty and social inclusion with a concluding epilogue to cover the potential design of such a policy shiftIn just over 200 pages Lowrey covers automation the gig economy causes of poverty pros and cons of the current social welfare net and of course how UBI relates to and could impact all of these thingsThere were a lot of things I hadn’t considered before changing structure of the labor force history of various social welfare programs the results of UBI and cash transfer pilots around the globe etc and if I came away with uestions than answers at least now I have an idea of what uestions to askThe epilogue is a weak point I enjoyed the Star Trek vs The Jetsons exploration but in order to make a UBI work in the real world Lowrey’s arguments twist and contort on themselves until the result looks like our current social safety net if slightly improved than a UBI as described in previous chapters At least one of her proposals ‘why not just print money to foot the bill?’ deserves a couple high controversy books of its own I don’t know if Lowrey just felt the need to close on a definitive note but there’s an attention to detail in the main body of the text that is missing from the final pagesI also have a couple major stylistic complaints First of all citations Because of the format of the galley I received it was not immediately clear that there were endnotes at all They’re not referenced in the body of the text but if you’re curious you’ll find them in the very back of the book organized by page number with reference to their subject sentence Does anyone know what style this is? I’ve seen it in a couple of other popular nonfiction books so I assume it’s standard somewhere but I’m not familiar with it and Google is failing meA uick Note for the Above I reiterate that I read an advance unedited proof If anyone can confirm that the citation format has changed for the final copy please let me know This was one of the most frustrating aspects of my reading experienceSecond but related to the first In the absence of hard data Lowrey has a tendency to build up maybeperhaps statements to make her conclusions On the one hand she’s given me a lot to think about She’s clearly an intelligent woman and she’s spent a lot of time pulling this book together for a general audience On the other hand too many maybes in a row give me hives That’s not an argument It’s a pipe dreamAnd yet I have to credit Lowrey for what she’s accomplished here It’s not the most academically rigorous work but as an introduction to the conversation around UBI I think it’s ideal Lowrey’s not going for straight advocacy journalism here she’s starting a conversation And she’s clear eyed about the hurdles such a conversation will face in the USI don’t think UBI is necessarily a bad idea but I don’t know if we can make it work and I also don’t know if it’s the best of potentially feasible options One thing I do know is that we’re undergoing some economic rebalancing and however we come out the other side is going to look differentI know than I did before reading this so that’s something Recommended to people who like me were looking for a starting point

  7. Marina Marina says:

    I’m usually to be found at the fluffier end of the non fiction spectrum enjoying books with colourful pictures and ingredient lists But I’ve heard of the concept of a Universal Basic Income – a regular payment paid to every citizen just for being alive Could it eliminate poverty? Would it be effective than means tested welfare programmes? I wanted to know Lowrey brings her research alive with stories of ordinary people and some of these most memorably in the chapter The Poverty Hack where she looks at schemes such as Give Direct were uite inspiring However because so much of it was a very detailed look at the American welfare system I felt like a caring spectator rather than a stakeholder I want to know how it could work here in Britain I did find the book uite hard going at times It is rightly very thorough Lowrey makes a point and comprehensively backs it up Personally I would have been happy for her to make the point give a few brief examples and move on The problem is me rather than the book But if radical policies like this are to be adopted they need the support of the layperson like me who has no education in economics and just wants to know the whys and hows So I applaud this work recommend it to my serious minded friends and look forward to the short simplified version with a British focus colourful pictures anderlists of ingredientsThanks to NetGalley and the publisher for this ARC

  8. Beth Beth says:

    Lowrey does a great job of explaining through many and varied real world examples why a UBI type program is needed and how it's improved life in some places that have started testing it out She also gives a good if not entirely successful effort at addressing and trying to dispel the common myths and complaints that come up whenever someone brings up the topic that it would encourage laziness that people will misuse the funds that it's not necessary to give money to people who aren't in dire need of it etc And that's all good food for thought However where Lowrey falls short here is in arguing for HOW to implement and fund UBI It's not until the 10th and final chapter of the book that we actually get down to brass tacks here and even then it's a half hearted effort Frankly at points it's genuinely laughable for example when Lowrey states Still the knee jerk opposition to some form of UBI crying that it is too expensive or unrealistic feels over wrought and then in the VERY NEXT SENTENCE utters this absurdity Raising enough revenue for a 1000 a month UBI is a matter of will than of mathematics Huh? That's some wonky view of economics But this piece of nonsense got the biggest eyeroll from me It also seems worth raising the issue of whether a UBI needs to be 'paid for' at all The Bush tax cuts were not 'paid for' The wars in Ira and Afghanistan were not 'paid for' The United States controls its own currency and has far latitude in financing new programs than even most progressives would care to admitthe federal government spends first and raises taxes later Save for a few whispery moments it has not bothered to balance its budget nor has it raised enough money to cover its spending in the postwar era FACEPALMIn the end I tried to approach this with an open mind as I didn't know too much about the details of UBI but I have to say after reading and thinking about this it's left me with the same thoughts that most of Bernie Sanders' proposals did in 2016 Great in theory not much realistic thought on how exactly to pay for them ultimately unlikely to happen any time soon

  9. Carmen Carmen says:

    Are Robots Competing for Your Job?By Jill LeporeMarch 4 2019 He has no patience with advocates of universal basic income either “We have reached a point where the rich think paying everyone else to go away represents compassionate thinking” he writesLike Hyman Cass blames mid twentieth century economic thinkers for the current malaise though he blames different thinkers In the middle decades of the twentieth century he argues economic policymakers abandoned workers and the health of the labor market in favor of a commitment to over all economic growth with redistribution as an adjustment and consumerism as its objective That reuired uantifying prosperity hence the GDP a measure that Cass along with other writers finds to be disastrous not least because it values consumers above producers Cass sees universal basic income as the end stage scenario of every other redistribution program whose justification is that the poor will be fine without work as long as they can buy things Here he mocks the advocates of the current economic arrangement who are prone to note that the poor are not actually starving “and so many people have iPhones”

  10. Radiantflux Radiantflux says:

    79th book for 2018The UBI has the simplicity of a child's idea The most efficient way to get rid of poverty is just to give poor people money It's initials UBI stand for Universal everybody get's it Basic high enough to remove poverty not too high to discourage work Income Cash not other stuff Lowrey explores the history of the UBI Nixon amongst others toyed with the idea as well as its current initial trials both as a direct form of developmental aid in Africa and as a reform of welfare in countries such as India and Finland As numerous authors have pointed out the coming robotAI revolution will prove dramatically disruptive over the next 20 years to today's workforce both in the West and elsewhere A UBI may offer possible way of short circuiting a possible dystopian future where wealth is increasingly constrained in a few hands A must read for progressives4 stars

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Give People Money[EPUB] ✼ Give People Money ❁ Annie Lowrey – A brilliantly reported global look at universal basic income a stipend given to every citizen and why it might be necessary for our age of rising ineuality persistent poverty and dazzling technology I A brilliantly reported global look at universal basic income a stipend given to every citizen and why it might be necessary for our age of rising ineuality persistent poverty and dazzling technology Imagine if every month the government deposited into your checking account with nothing expected in return It sounds crazy but it has become one of the most influential and hotly debated policy ideas of our time Futurists radicals libertarians socialists union representatives feminists conservatives Bernie supporters development economists child care workers welfare recipients and politicians from India to Finland to Canada to Mexico all are Give People PDF/EPUB or talking about UBIIn this sparkling and provocative book economics writer Annie Lowrey looks at the global UBI movement She travels to Kenya to see how a UBI is lifting the poorest people on earth out of destitution India to see how inefficient government programs are failing the poor South Korea to interrogate UBI's intellectual pedigree and Silicon Valley to meet the tech titans financing UBI pilots in expectation of a world with advanced artificial intelligence and little need for human laborLowrey examines the potential of such a sweeping policy and the challenges the movement faces among them contradictory aims uncomfortable costs and most powerfully the entrenched belief that no one should get something for nothing She shows how this arcane policy offers not only a potential answer for our most intractable economic and social problems but also a better foundation for our society in this age of turbulence and marvels.

About the Author: Annie Lowrey

Annie Lowrey is a contributing editor for The Atlantic A former writer for the New York Times the New York Times Magazine and Slate among other publications she is a freuent guest on CNN MSNBC and NPR Lowrey lives in Washington DC.